Texas Air Conditioning Contractor Association Healthcare Initiative Program

Level-funded group health benefits program featuring healthcare benefit savings as compared to traditional coverage options.

TACCA is proud to offer members a high-level health insurance plan that has an average of 10-40% savings in premiums than traditional healthcare plans, all while providing a better health coverage plan. Take a moment to compare your plan and premiums, and we are confident you will switch to TACCA Health Plans.

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Savings are on average 10-40% over comparable plans.

Offering three options, including national networks with Cigna and United Healthcare, and a new choice with Navigator.

Large Group Quoting (over 100 employees):

• Current employee census
• Three years of rate and claims history
• Copy of current plans

Small Group Quoting (less than 100 employees):

• Current census
• Individual health questionnaires

Quotes typically returned in 72-96 hours. Quotes could take longer during fourth quarter (Oct-Dec) due to the large number of renewals at that time.

Must have five or more employees enrolled in plan to participate. Contact TACCA if you have fewer than five employees.

Network Provider Search

Cigna PPO Plans

Enter your zip code, then follow the prompts to search by provider, type, or location. Then continue as a guest and select the "PPO" network on the plan selection page. The PPO network is Cigna's largest. 

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Contact: Garrett Davidson,  Davidson Insurance Services, 972-980-4884 garrett@davidsoninsservices.com

Commonly Asked Questions

Q: Is this a discount plan, or traditional health plan?

A: This plan operates just like traditional health plans, with many more included benefits, like $0 copay for telemedicine, as well as a wellness program to reduce costs to employers and employees.

Q: Is my physician "in-network"?

A: The plan operates on the PHCS/Multiplan network, which is the largest health provider network in the nation. If for any reason you are in an area no included in the PHCS/Multiplan network, there are several other networks to choose from.

Q: Are my prescriptions covered?

A: Prescriptions are included in the plan, and vary by generic, branded, and specialty. As an example, generic drugs on any of the three PPO plans are $1. The plan also includes an International Prescription Mail Order option for deep discounts on name-brand medications.

Q: How can the rates be so cost-effective?

A: The plan is a Level-Funded Plan, meaning the risk is spread across all groups involved in the plan. Currently, there are 110,000 individuals on the plan, enduring that rates remain low, including renewals, which average 3%-5%.

Q: How much does it cost to join the plan?

A: The plan is open to all TACCA members, and requires no capital investment in or out of the plan. All that you pay are the monthly premiums for you and your employees.